We are committed to protecting your privacy and earning your trust. This notice describes the information we collect about you and how we use and protect it. It applies to our current and former customers who live in your state, and replaces earlier versions that we may have given to you.

We collect information about you to quote and service your insurance policy. This is called "Nonpublic Personal Information" if it identifies you and is not available to the public. Depending on the product, we may collect this information from the following sources. We've provided a few examples for each source, but not all may apply to you.

• Application Information: You provide this on your application, through your agent, by phone, or online. It may include your name, street and e-mail addresses, phone number, driver's license number, Social Security Number, date of birth, gender, marital status, type of vehicle, and information about other drivers.
• Consumer Report Information: We obtain this from consumer reporting agencies. It may include your driving record, claims history with other insurers, and credit report information. The information is kept by the consumer reporting agencies and disclosed by them to others as permitted by law.
• Transaction Information: This is information about your transactions with us, our affiliates, or others. It may include your insurance coverages and rates, and payment and claims history. It also may include information that we require for billing and payment.
• Web Site Information: This information is unique to Internet transactions. It may include the Web site you visited before ours, your computer operating system, and the pages you viewed on our site. Some of our Web sites may also store "cookies" on your computer. Cookies save certain information entered by you on our Web sites. They also collect technical data, like your Internet protocol (IP) address, operating system, and session ID.
• Web Site: This NPI is unique to Internet transactions. It may include the Web site you visited before ours, your computer operating system, and the pages you viewed on our site. Some of our Web sites may also store "cookies" on your computer. Cookies save certain NPI entered by you on our Web sites. They also collect technical data, like your Internet protocol (IP) address, operating system, and session ID. Some of our Web sites, like progressive.com, contain more information about our Web site privacy practices. Please read it when using the sites.

We will share information about you only as permitted by law. We will not share your Nonpublic Personal Information with other companies for their marketing purposes without your consent. There is no need to opt out.

Disclosures may include those that we feel are required to provide insurance claims or policy service, prevent fraud, perform research or comply with the law. Recipients may include, for example, the Progressive family of insurance companies, claims representatives, service providers, insurance support organizations, insurance agents and brokers, law enforcement, courts and government agencies.

Where permitted by law, we may also disclose Application or Transaction Information to service providers that help us market our products. These service providers may include financial institutions with which we have joint marketing agreements.

We restrict access to your Nonpublic Personal Information to our employees and others who we feel must use it to provide our products and services. Their use of the information is limited by law, our employee code of conduct, and written agreements where appropriate. We also maintain physical, electronic and procedural safeguards to protect your information.

This notice is from the Progressive family of insurance companies. As of the date of this Privacy Policy, this includes: